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Equity Financing for Business Owners: How to Secure Funding and Grow Your Business

There are many ways you can fund your business, from applying for loans to finding investors, but Equity Financing might be the most beneficial for your business’s overall growth and success. In fact, it’s one of the main reasons businesses secure funding from venture capitalists and angel investors rather than borrow from banks or other lenders. Here’s what you need to know about Equity Financing and how it can benefit your business growth strategy. [insert picture] All About Equity Financing Equity financing is a way of raising capital for your business that doesn’t require selling shares of ownership. It does, however, let you raise money from outside investors. Equity financing lets you raise funds from sources other than banks or credit unions, provided that these sources have an interest in seeing your business succeed. You can find equity funding through angel investors, venture capitalists, private equity firms and even friends and family members. This kind of financing al...
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Long Term Business Loans

Are you a business owner and have encountered a financial hurdle? You need a large amount of capital to overcome such a situation. But finding and who will give you such an amount is worth exploring and can increase your tension. But, your search for such cash and the financial company ends here because BitX Funding is all you need. We provide you with a Long Term Business Loan and suggest you some other options that might be beneficial for you. A Write-Up about Long Term Business A Long Term Business Loan is a debt that you can pay over an extensive period. This loan gives you a large amount of capital at a low-interest rate and comes to switch to more manageable payments. The repayment period for this loan is from two to three years, which means that you can deal efficiently with your financial issue, and when you come back to your smooth routine, then repay all the payments. You can use this type of debt to cover your business needs, obtain new equipment, assets, and impro...

Small Business Startup Loans

If you want to run a startup, you might need financing to start or grow. But as compared to other well-established businesses, maybe you don’t qualify for financing options. One of the main challenges for small business startup loans is to obtain the necessary capital to assist its initial growth. To start a business, you should need to have access to capital in a small business startup loan.   Small Business Startup Loan   A Small Business Startup Loan is funding meant to help you with the financial needs of a new business. These loans can fulfill your requirements like working capital, purchasing of equipment, supplies, inventory, and also the purchase of new property or real estate. For this purpose, business holders can consider different options like SBA loans or business credit cards. There is no doubt that a bank is the first choice of the business holders when it comes to financing. But, banks have strict rules and lending standards, and what they offer is n...

A Short Overview of Small Business Cash Advance

A small business cash advance is an advance on the sales of the future. In this, the borrower agrees to pay back all the passages at a particular percentage of the daily deals. So, some people do not consider it a loan. This is different from the merchant cash advance as it depends on the borrower's cash flow. Moreover, it also includes a lower interest rate as compared to merchant cash advances. How does a Small Business Cash Advance Works? Small Business Cash advance is also known as Purchase of future sales agreement. The business owner has to repay a specific amount of money, which is higher than the amount that he has taken as an advance from that company. The difference between the advanced and repayment amounts is known as a factor rate, which is a fixed cost. The borrower repays the amount by taking a fixed percentage of all the deposits. At the end of every month, there is a reconciliation. For instance, if the fixed payments are more than the future percentage of ...

What is a Small Business Loan for Startup Businesses?

When you are on a way to start a new business, you may find it problematic to find small business loans for startup businesses. Banks and lenders offer to hesitate to provide loans such as business lines of credit, equipment financing, or startup business loans. But you don’t have to worry. There are different options for such a loan. So, let’s dig a bit deeper and discuss them. What is a Small Business Loan for Startup Businesses? A business startup loan helps to fulfill the financial needs of a new business. Small business Loans for a Startup Business are designed to provide the new companies working capital. So, below there are a few points that you should keep in mind.   ●       Startup business loans for a new business can range from $500 to $750,000. If you want a higher price for your business, you should have a master business plan so that the lender can easily give you the desired amount. Being a borrower, you should be ready to tell everyt...

What is a small business line of credit?

A small business line of credit is subject to review of your credits and is revolving like a credit card. When the interest begins to collect your funds, the amount you pay is again available to be borrowed as you repay all of your balance. As with a credit card, the lenders set a specific amount for the borrower.   A small business line of credit is similar to a small business credit card to a small business loan.  Like, a small business loan, which is a small business line of credit, provides access to money that the borrower can use for any purpose. With these small credit lines, the business owners can manage those expenses that arise. The borrower has to fulfill the requirements to open the account, but in this line of credit, there is a lump-sum payment at opening the account.  Purposes of the small business line of credit? Business owners can use a Small Business Line of Credit for several purposes. A small business line of credit helps you to meet all of you...

SBA 7(a) Loan: What Is It?

The 7(a) loan program is the SBA's essential technique for helping small businesses in the U.S. When you apply for an SBA 7(a) loan , you work with a moneylender, and the SBA takes part by guaranteeing a bit of the loan sum. This guarantee from a government organization helps businesses get funding if they otherwise might not qualify for a business loan. Maintaining a small business can be challenging, particularly in the midst of vulnerability and loss of income caused by COVID. To save you from these storms SBA loan comes in handy. This is the ideal alternative when purchasing land from real estate is essential for a business. It can likewise be utilized for short and long-term working capital, renegotiate current business debts, buy furniture, or other necessary equipment needed for the business. The maximum advance sum for an SBA 7(a) loan is $5 million. Key qualification factors depend on how the business deals with getting its income, its credit records, and where the bu...